Comparison rate is based on a loan of $150,000 over 25 years. Our innovative internet banking platform and app puts financial control back in your hands and gives you ultimate peace of mind when it comes to your money. At Summerland Bank, we leave no stone unturned to ensure that your money is both easy for you to access and well protected. So, come on in and experience good old-fashioned customer service, with all the bells and whistles of a modern bank, and see what makes banking with us truly special. It’s about being able to provide a braver banking alternative and protecting our natural heritage long into the future.

Whether you’re just starting out on your financial journey, or you’re looking to take your banking to the next level, choose the account that’s right for you. A simple loan with redraw and a low ongoing rate. With a basic home loan, no fuss application. Certainty of a fixed rate, the flexibility of a variable rate or a mix of both.

Good old-fashioned customer service

A credit card that really does live up to its name, turn every swipe into an opportunity with a Summerland Bank Rewards Credit Card. Unlock convenience and competitive rates with our range of credit cards designed with your best interests at heart. No matter your needs, Summerland Bank offers a range of competitive, flexible, and low interest loans designed to help you reach your potential. A fixed rate loan to give you certainty and peace of mind.

A mortgage secured loan for environmentally sustainable properties. Summerland is your key to achieving your dream home anywhere in Australia. Home loan options designed to give you flexibility today and confidence for tomorrow.

Are you paying land tax for the first time?

You will feel familiar with CoinSpot from the beginning and have access to everything you need to buy, sell and manage your cryptocurrency. Pay land tax and vacant residential land tax by instalments. The 2025–26 payroll tax annual reconciliation is fast approaching and is due to be lodged and paid by 21 July 2026. We pay our respect to Aboriginal and Torres Strait Islander cultures and to Elders past, present and future. We acknowledge and honour the Traditional Custodians of the land on which we meet, work and live. Offer only available to new credit cards accounts.

Fixed Rate Business Loan

Conditions, fees and charges apply. Limited online casino to cash held in a Summerland savings or fixed term deposit account. The comparison rate is based on a secured loan of $10,000 over 3 years. The comparison rate is based on a secured loan of $30,000 over 5 years. Conditions, fees, and eligibility criteria may apply, see us for details.

We offer a range of tailored home loans with 4 flexible options, perfectly suited to meet the needs of everyday Australians while providing a local customer service experience. The Salvation Army Australia acknowledges the Traditional Owners of the land on which we meet and work and pay our respect to Elders past, present and future. Renting appliances or getting a quick cash loan may seem like easy options but they’re very costly, with hidden interest rates and extra fees.

If no interest loans is suitable for you, you will be provided with information on the document requirements and details of how to apply. Depending on how quickly you can provide the requested information, it can take a few days to finalise and submit your loan application. This means we don’t do credit checks and we don’t have immediate access to financial information about you. When applying for a No Interest Loan of up to $2000, there are NO credit checks.

This doesn’t count against you for a no interest loan. Refer to Good Shepherd no interest loans to purchase a car Not all NILS providers can help with this loan type. No interest loans for vehicles is a specific loan product aimed at helping you buy a car.

Enjoy a simpler, more intuitive way to manage your Internet Banking. Fraudsters are impersonating Summerland and asking for personal details. Gifts of $2 or more to the social work of The Salvation Army in Australia are tax deductible.Details and ABNs

Different terms, fees or other loan amounts might result in a different comparison rate. At Summerland Bank, we believe in a friendly, personalised kind of banking. With branches throughout the Northern Rivers NSW and South East Queensland, we offer good old-fashioned customer service with all the bells and whistles of a modern bank.

Summerland Bank has been a vital part of the Northern Rivers NSW and surrounding regional communities for 60 years and counting. Interest free period Featuring generous redraw options and a low ongoing interest rate. Peace of mind with a fixed return

• With branches throughout the Northern Rivers NSW and South East Queensland, we offer good old-fashioned customer service with all the bells and whistles of a modern bank.
• Gifts of $2 or more to the social work of The Salvation Army in Australia are tax deductible.Details and ABNs
• Certainty of a fixed rate, the flexibility of a variable rate or a mix of both.
• We’ll look at your income and expenses, the total loan amount, and your repayment timeframe (up to 24 months), and work with you to determine if you have the capacity to repay the loan.

We have a range of online services so you can self-service. Summerland Bank acknowledges the Traditional Custodians of the land on which we live and work in Australia. As a B Corp, we’re part of a global community of businesses that meet high standards of social and environment impact. A Summerland representative will call you back at a time that works best for you. The interest rate is variable and subject to change. Lending criteria apply.

We’ll look at your income and expenses, the total loan amount, and your repayment timeframe (up to 24 months), and work with you to determine if you have the capacity to repay the loan. When applying for a No Interest Loan of up to $2,000, there are NO credit checks. If you are 18 years or older, and you meet our other eligibility criteria, you are entitled to apply.